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What should a storm inspection include?

By Ogden Valley Roofs · Reviewed

A useful storm-damage inspection should leave you with an explanation you can act on: what was checked, what was found, what remains uncertain, and what work is proposed. Ask what the inspection includes and whether there is a fee before booking it.

For a home in Huntsville, Eden, Liberty, or a nearby service area, share the property location and the specific concern. Confirm inspection timing, access arrangements, and pricing before a visit.

Before the visit

Prepare the date you first noticed the problem, the weather you observed, any earlier repairs, and safe photos. Explain whether you live at the home or need to arrange access through someone else.

Tell the contractor about a visible leak before the appointment is scheduled. If water is entering now, arrange direct help rather than waiting for a response to this form. Ask separately about temporary protection.

Ask for findings in five parts

  1. Areas checked. Which slopes, roof edges, penetrations, and nearby exterior details were examined? What could not be accessed?
  2. Evidence. Can you see labeled photos showing the location and nature of each concern?
  3. Cause and uncertainty. What supports the explanation? What needs another trade or additional access to investigate?
  4. Repair options. What would each option address, and what would remain outside its scope?
  5. Written next steps. What is included, what is excluded, and what could change after work begins?

This is a homeowner discussion checklist, not a professional inspection standard. Ask the contractor to explain the method appropriate for your roof.

Is a roofer’s inspection the same as an insurance inspection?

No. A roofer can document a condition and propose construction work. Your insurer assesses a claim under your policy. GAF’s insurance-claim guide explains the separate roles and how inspection evidence can support the process.

If both a contractor and adjuster need access, confirm arrangements with each. This site does not assign adjusters or represent you in an insurance claim.

Should permanent repairs wait for insurance?

Ask the insurer what must happen before permanent work begins. Utah’s home-claims guidance distinguishes protecting the property from further damage from proceeding with permanent repairs before the insurer has inspected and the repair cost is agreed.

Do not let that conversation delay seeking help for immediate danger. Have an available professional discuss safe temporary protection and document that work.

What if two roofers disagree?

Compare their evidence and proposed scopes. Ask each to explain the other option’s limitations. A second written assessment may help you understand the disagreement; a higher price or a more confident sales pitch does not explain the roof’s condition.

For the next decision, use repair versus replacement and comparing roof estimates. For coverage, use the roof-insurance guide.

Start with the concern you have

Request help with a roof assessment. Describe hail, wind, or a leak in your own words. Submitting a request does not book an inspection or establish insurance coverage.

An on-site assessment is needed to confirm your roof’s condition and the appropriate work.

Request an estimate